New Van Finance Deals | New Vans On Finance

Van Finance

At Rampage Vehicles we work with finance providers to help you purchase your new van on finance.

We offer a range of van finance options from Contract Hire to Finance Lease. We will make sure that buying your new van or pickup via finance is as simple as possible.

Why Choose Van Finance with Rampage Vehicles?

Whether you are a start-up or an established business there are various finance options available choose from which makes finding the right van finance a difficult decision to make. You can be assured that with Rampage Vehicles you will receive expert advice to help you choose the right option that suits your budget.

We have a range of new vans and pickup trucks from the leading manufacturers which include Volkswagen and Ford. We also include exclusive kits on all our vehicles which ensure your vehicle stands out from the crowd.

When using one of our finance options you will only pay the fixed monthly payments ensuring that you don’t have to worry about any unexpected costs during the contract agreement.

Which Van Finance Option Should You Choose?

Deciding which van finance option to choose is largely dependent on whether the vehicle is for personal use or business, and if you want to own the vehicle at the end of the agreement.

The types of finance we offer at Rampage Vehicles are listed below. You can find out more information about each of the finance options can be found across our website.

Business Contract Hire

Contract hire is the process of leasing a vehicle for an agreed period between two to five years. Once the contract has ended then the vehicle is returned to the leasing company. The monthly payments can be affected by how much you deposit. You will also need to estimate how much your annual mileage will be as this affects the value of the vehicle.

Personal Contract Hire

Personal Contract Hire is similar to Business Contract Hire regarding the length of the contract and paying fixed monthly rentals but as an individual, your VAT won’t be recoverable.

Business Finance Lease

A business van lease is where the business can pay for the entire cost of the vehicle (including interest charges) over the agreed period. There is also the option where you can pay for a balloon payment at the end of the agreement.

Hire Purchase

Van hire purchase can be used for both individuals and companies that would like to own the vehicle outright. This is ideal for those looking to purchase the vehicle but spreading the cost over two to five years.

FAQs on Van Finance

Is it hard to get van finance?

If you can provide proof that you will be able to pay the monthly instalments and have a good credit score, then the application process for finance leasing should be relatively straightforward.

Being accepted will depend on the finance lender but if you have any questions about the process then don’t hesitate to contact one of our specialists at Rampage Vehicles.

What credit score do I need to finance a van?

There is no specific credit score that you need as this can vary depending on the finance lender. We generally find that if you have a good credit score then you will be accepted for finance.

There are other things to consider which include how much deposit you provide which can affect the outcome of the decision. A finance lender will look to see if you have a steady income and that you are able to pay the monthly rentals.

Can I finance a van through a business?

Yes, you are able to finance a van for a business and there are benefits to this which include that 100% VAT is recoverable. You can find out more about our finance options that can be used for business across our site.

Will I own the van after the finance lease has been completed?

This will be determined by the finance option you choose. If you choose a Van Hire Purchase with or without balloon payment, then you can own the van at the end of the agreement.

In other finance options such as Business or Personal Contract Hire, you will not be able to own the vehicle at the end of the contract, instead, you will have to return the van to the lender.

I have a part exchange can I use this as part of the finance?

Yes this is not a problem, we can settle the finance and use the equity as the deposit.